Lending College Credit Certificate
Program Overview
The primary vision of the Lending Certificate is to develop in the students the ability to identify risks by providing a comprehensive foundation in financial analysis and credit underwriting fundamentals. The student will learn how to recognize first signals of credit deterioration and how lending officers manage problematic credit risk situations and implement strategies to minimize losses. The Program content includes identification, analysis of key qualitative risk factors, assessment, calculation, and interpretations of key ratios and elements of financial accounting.
| Estimated tuition cost: | $3,783.04 |
| Program credits: | 32 |
| Estimated time to complete: | 1+ year |
Career Prospects
Interested in this program of study? Learn more about South Florida's employment picture and explore career options when you pursue additional studies in this area.
Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.
6,031 Financial and Investment Analysts are currently employed in a 50 mile radius from Miami. This number is expected to increase by 5.1% over the next four years.
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.
5,831 Loan Officers are currently employed in a 50 mile radius from Miami. This number is expected to decrease by 1.3% over the next four years.
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
1,086 Credit Analysts are currently employed in a 50 mile radius from Miami. This number is expected to decrease by 1.8% over the next four years.
Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.
25,806 Management Analysts are currently employed in a 50 mile radius from Miami. This number is expected to increase by 6.3% over the next four years.
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
11,373 Personal Financial Advisors are currently employed in a 50 mile radius from Miami. This number is expected to increase by 6.4% over the next four years.
Paying for College
An education at Miami Dade College is more affordable than you might think. Learn more about our tuition rates and see why more than 90 percent of our graduates finish their course of studies without incurring any student debt.
Apply for Financial Aid
Even if you are not sure you will be eligible for financial aid, you should apply because that's the only way to find out. Apply for financial aid using the Free Application for Federal Student Aid (FAFSA) or go to MDC's financial aid page.
Scholarships
As an MDC student, you may be eligible for a number of scholarships, grants and awards that will help you pay for college. These are awards that you don’t have to pay back. Explore the options available to you on the Scholarships page.